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Social Security COLA 2027: How Much Will Your Check Go Up?

See your new Social Security, SSDI or SSI check after the 2027 cost-of-living adjustment, and when the increase starts.

2027 COLAFreePrivate: nothing leaves your device

Your check
On your benefit letter, or in your my Social Security account.

Example numbers are filled in. Replace them with yours.

Key numbers for 2027

Sources: SSA COLA · SSA 2026 fact sheet · SSA 2027 fact sheet

When the increase starts

SSIThe increase starts with the payment for January 2027. January 1 is a holiday, so that payment arrives Thursday, December 31, 2026.
Social Security and SSDIThe increase starts with your January 2027 payment, paid on your usual day. Find your payment day.

Medicare Part B premiums usually change in January too, and they're taken out of Social Security checks, so your actual deposit may rise by less than the COLA.

Related

Disability benefitsSSI, SSDI, Medicaid and VA together.Social Security claiming age62, full retirement age or 70.SNAP calculatorSee how a bigger check changes SNAP.

Common questions

Haven't claimed yet? Read When should you claim Social Security?.

What is the 2027 COLA?

3.6%. SSA announced it on October 14, 2026, based on inflation from July through September. It starts with January 2027 payments.

How is the COLA figured?

By law, it equals the increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) from the third quarter of last year to the third quarter of this year.

Does the COLA apply to SSI?

Yes. The SSI maximum goes up by the same percentage, rounded by SSA. Your SSI check also depends on your other income.

Will the COLA affect my SNAP or Medicaid?

It can. A bigger check counts as more income, which can lower SNAP slightly. See your new SNAP amount with the SNAP calculator.

What was the 2026 COLA?

2.8%, announced in October 2025. It raised the SSI maximum to $994 a month for one person.

Sources3 sources · checked October 15, 2026

Every figure on this page links to one of these. Tap any source label to see what it says. All checked October 15, 2026.

  • Cost-of-living adjustment (COLA) informationSocial Security AdministrationSSA announced a 3.6% cost-of-living adjustment for 2027 on October 14, 2026.
  • 2026 COLA fact sheetSocial Security AdministrationThe 2026 cost-of-living adjustment was 2.8%. The 2026 SSI federal payment is $994 a month for one person and $1,491 for a couple.
  • 2027 COLA fact sheetSocial Security Administration2027: COLA 3.6%. SSI $1,029 a month for one person and $1,544 for a couple. SGA $1,770 ($2,950 if blind). Trial work month $1,270. Maximum taxable earnings $192,300.